I don’t churn credit card much. Sure, I’ve gone a little nuts in the past with Alaska Visa card applications and I did take full advantage of the 100,000 miles Citi AAdvantage Executive card offer three years ago. But I don’t regularly churn credit cards like most people in this hobby do. My game is manufactured spending, focused largely on Visa and merchant gift card churning. So when I got a 65,000 mile Citi Platinum AAdvantage card offer in the mail, my first instinct wasn’t to apply for the card. I can generate 65,000 AAdvantage miles in three days and make a profit doing it. But I haven’t been ms’ing much and this required very little effort. So I applied, got approved with a generous credit line…and remembered what a high I’d been missing out on.
I remember my very first credit card churn almost six years ago. I’m pretty sure the Chase Sapphire Preferred was in the batch, along with two 75k Citi AAdvantage cards and maybe a Bank of America Alaska Visa. I wasn’t into more obscure banks like U.S. Bank and Barclays at the time. I just applied for the most mainstream card offers and felt such a high when I got approved. There was a time when half a million miles seemed completely out of reach. But there I was, inching pretty damn close to it. I had totally forgotten about the excitement of a card approval and “easy” miles until this weekend when I got approved for that Citi AAdvantage card.
Now 65,000 miles after $4,000 spent in 3 months isn’t the best offer ever, especially on this particular card. As I mentioned, I once got approved for two of these cards at once. Each bonus was 75,000 miles and I believe the spending requirements as $3,000 each. Not that the spending requirement is going to be a problem, but there have been better offers in the past. The currently publicly available bonus for the Citi AAdvantage Platinum card is 60,000 miles after $3,000 spent in 3 months. That’s not a huge difference, but I’m still glad to bag an extra 6,000 miles. What I really missed was the ease of getting a substantial number of miles with a few clicks of the mouse. It made me realize I need to do this more often!
What will I do with the 69,000 miles I’ll earn from the Citi AAdvantage Platinum card? I finally have a better handle on my travel plans for December, when I’ll take my sister on a surprise trip to celebrate her finishing an intense coding bootcamp. I’ve actually decided on a destination (or two), but my sister reads this blog so I can’t share it. Since I’m taking my entire family, including my nieces and nephew on this vacation, I’ll need all the miles I can get. The 65,000 mile sign-up bonus from the Citi AAdvantage Platinum card gets me at least a one-way ticket.
My younger sister also got one of these offers in the mail, so I’ll have to see if Citi is serious about giving a 20 year-old student with a part time job a rewards credit card. I’ll report back once I pull the trigger. With nine premium award tickets to book by November, those 69,000 AAdvantage miles will mean three less trips to Walmart for me….
Did you get targeted for a 65,000 mile Citi AAdvantage Platinum card sign-up bonus? What do you plan on doing with the miles?
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