Amex no-lifetime language referrals available and more

New Hilton Honors American Express Credit Card

I found some preapproved referrals in mine and my wife’s Amex accounts for Hilton Aspire, Hilton Surpass and there is no lifetime language in these referral offers. I can confirm the pre-approval wording is in the referral email sent to you.  Anyway, I thought I’d offer mine and my wife’s referrals here for PointChaser readers. And … Read more

Walmart money order ban update and rumor about a system change

Walmart Money Orders Manufactured Spending

A few weeks ago I wrote about a possible Moneygram ban on churners buying money orders at Walmart. At the time, I was getting flooded with reports from readers who had tried to purchase money orders over $1,000 (which triggers an ID check) and were told they couldn’t buy money orders because of a message popping … Read more

Replacing Amex Marriott cards for manufactured spending

Hilton Munich Airport Hotel Suite

When American Express implemented a new policy to stop issuing points on gift card purchases (mainly at Simon and possibly GiftCardMall), a lot of people tossed out their Marriott Bonvoy cards. Thee new Marriott Bonvoy program has had its issues, leading once-loyal members to coin the term Bonvoyed. These two issues together have made the … Read more

Now what, with manufactured spending?

Staples Visa $0 Fee Promotion

American Express is tightening down on gift card purchases. We’ve thankfully finished our 4X at grocery stores with Amex Gold, Dosh has disappeared at Kroger and I’ve found my bottom limit on available manufactured spending.  I could still do Dosh for $15 each at Sam’s Club on gift cards, but the time involved to drive … Read more

Is Moneygram banning churners from buying money orders at Walmart?

Walmart Money Orders Manufactured Spending

I’ve been getting reports from readers who think they’ve been banned by Moneygram from buying money orders at Walmart. Apparently frequent churners have been getting “transaction could not be completed” messages when attempting to buy money orders. This usually happens when they try to purchase over $1,000 worth, which prompts them to provide a driver’s … Read more