Recap of cash back app results

When I started writing again several months ago I was fascinated with the concept of adding an app to my cell phone, linking my credit card once and getting paid every time I used that card at a participating merchant. I’m “old school.” This was a new concept to me and I’ve learned quite a bit in the experiment.

I recommended an app call Dosh, another called PEI and a third call Drop. I’d never worked with any but tried to match up retailers I would use with each app. The results in my location were pretty stunning.

I used Dosh at Kroger and Sam’s Club to buy Visa gift cards for cashback and to meet minimum spending requirements. Between Katy and I got a little over $800 combined. That is in addition to the 3% cashback we get on our Navy Federal Credit card at the grocery store and 2 Membership Rewards points on our Amex blue business card and 2.625% cashback on BofA travel rewards.card.

We are still waiting for our first $25 redemptions on PEI and DROP. Obviously, we have not done any gift card purchases with Walgreens and CVS, which are on their platforms in our area because Dosh was so much better.

Bad news

Well as of August 29th, Kroger dropped their max daily to $5 from $10 which has been my “go-to” with two cards. Sam’s Club still offers a max of $15 per day but their gift cards are $250 max at $4.88 per card and Dosh earnings of 4% at Sam’s. And its a 20-minute drive instead of 5 minutes to my local Kroger.

So, its decision time again with the lower rates at Dosh. Do we now start going to CVS and Walgreens to buy gift cards at 2% or 2.625% with our credit card rewards and a lousy 1% PEI payback? I can’t remember if Sam’s Club was a possible in-store partner with Drop.

For my five power offers, I picked Dunkin donuts, Walgreens, Whole Foods, Target and 7-11. I could have made better picks and can’t figure out how to change the ones I did, IF I can?

So every market is different. How are you doing? What’s the best app for you in your area? Who is your primary retailer?

If you haven’t checked these out yet, here are my three referral links..Give one or all three a try and let us know what’s working for you. Remember these are “one and done.” Once you link the card to the app, just pay with that card at the retailer. It’s that simple

• Dosh referral link
• PEI referral link

P.S. Dosh has added $25 for hotel bookings as well

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