July 2019

Simon Mall Visa Gift Card

Simon Mall’s promo isn’t the cheapest way to buy gift cards

Are you super excited about the Simon Mall $1,000 Visa gift card promo next week? Chances are, you’re liquidating gift cards, depositing money orders and paying off card balance STAT to get your most valuable credit cards ready for the big point […]

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$500 Visa Gift Card Simon Mall

CONFIRMED: Simon Mall $1,000 Visa gift cards coming July 17

AMAZING NEWS: Simon Mall is going to sell $1,000 Visa gift cards for $3.95 this month. Remember the false alarm I covered a month ago? Well, I was able to confirm that Simon Mall will offer $1,000 Visa gift cards

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Discover It Miles 3% first year bonus

8 ways to maximize the 3x Discover It Miles bonus

The Discover It Miles card was one of my favorite credit cards for manufactured spending. The card earns 3x miles on all spending during the first year. It has no annual fee either, which is a nice bonus. I got

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Crowdfunding for points and miles

My KickFurther haul of 2018: 40,544 points, miles and $821.66

Kickfurther was a significant way I earned points and miles in 2018. For those who are unfamiliar with Kickfurther, it’s a crowdfunding platform where people can contribute funds via inventory purchases (co-ops). The companies then sell the inventory to retailers and

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Online shopping rewards tablet

Dosh, Pei, Drop: Mobile apps that earn rewards

In my previous post, I talked about the ultimate criteria for maximizing frequent flyer mile acquisition. A Good credit score, no existing credit card debt and good organizational skills being the keys to success. But less face it. not everybody

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New Hilton Honors American Express Credit Card

Annual credit card spending bonuses I’m aiming for this year

For the most part, I’ve been earning points and miles speculatively this year. I’ve been regularly placing GiftCardMall orders on various credit cards somewhat arbitrarily. I want at least 100,000 points and miles in every rewards account, so there is some method

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Citi AAdvantage Platinum 48 month sign-up bonus

Citi adds 48 month restriction on AAdvantage credit card sign-up bonuses

Citi has added a 48 month restriction to AAdvantage credit card sign-up bonuses. Previously, you could get the same sign-up bonus on these cards every 24 months (before that went into effect, it was 18 months). So now you have

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Staples Visa $0 Fee Promotion

Calculating your rate of return

Every deal we do in life, be it business or hobby has a potential for either a positive or negative rate of return.    Todays Deal This morning I’ve driven 20 minutes from my  home to the neighboring town’s Staples

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Credit card laptop

My week in manufactured spending: 41,499 points and $35.88 cash back

Last week I managed over $47,000 worth of gift card churning at GiftCardMall, Simon Mall, Staples, and Safeway. In total, I earned 41,499 points and miles. I also earned a $35.88 cash profit after off-setting all gift card fees. At

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Frugal Travel Guy founder Rick Ingersoll

Reflecting on 30+ years in the points and miles game

Hi. My name is Rick, and I am a PointChaser. I’d probably be considered an “old time PointChaser”. I got my first travel rewards credit card in the last century (1989), a Northwest Airlines card. With 73 counties visited, four

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