Replacing lost benefits from the Citi Prestige Card

Citi Prestige Card benefits devaluation

Citi recently introduced a slew of negative changes to credit cards like the Citi Prestige. It has everyone wondering whether the card has any redeeming qualities left. It does carry a hefty annual fee and with these benefits going away, it may not be worth keeping. In addition to removing Citi Price Rewind, Citi is … Read more

My week in manufactured spending: 18,167 points at a cost of $71.70

Simon Mall Visa gift cards and receipts

I had a long week. I’ve been feeling pretty burned out lately working full time and trying to keep up with blogging, my editing side gig, manufactured spending, travel planning, and just breathing. It’s been tough but I have a strategy for adjusting to this new pace: Powering through it and scheduling a panic attack … Read more

Simon Mall offering $1000 Visa gift cards to churners

Simon Mall holiday visa gift cards

CONFIRMED: Simon Mall $1,000 Visa Gift Cards will be available July 17 – August 4. You probably know Simon Mall offers $1000 Visa gift cards for $1-$2.95 to corporate customers and that gift card churners are discouraged from taking advantage of this discount. Well, it looks like Simon Mall may be changing its tune on that. … Read more

How much can you save by buying Visa gift cards in $1500 increments?

Giftcards.com Cash Back Portal

A few newbies recently asked me why I buy Visa gift cards from GiftCardMall in $1,500 increments. After all, GiftCardMall has a daily $10,000 purchase limit with fees. Why stick to multiple orders of $1,500? Mostly for cheapskate reasons. GiftCardMall charges a $10.95 shipping fee on orders over $2,000. While this may not seem like … Read more

My week in manufactured spending: 4,200 points and $314.69 cash back

Discover It Miles 3% first year bonus

Since the GiftCardMall hack a few weeks ago, I’ve steered clear of ordering gift cards from the site. A few readers have reported that they’ve ordered gift cards from GiftCardMall over the last week or two and have not had any fraudulent activity on their credit cards. I’m still going to hold off on using … Read more

Fraud doesn’t stop after replacing an American Express card

Credit Cards Rewards Devaluation

Remember the GiftCardMall credit card fraud I wrote about two weeks ago? It affected several credit cards I’d used at GiftCardMall, including ones issued by Chase, Citi and American Express. In each case, I called the credit card company to dispute the charges and order a new card. After I reported the fraud, I thought … Read more

Plastiq promo: 1.5% fee on any three payments through June

Plastiq 1.5% Fee Promo June 2019

Plastiq is reducing its fee to 1.5% this month! That’s pretty great news if you’re trying to meet credit card spending requirements or looking to earn some extra miles without manufactured spending. Normally, Plastiq charges a 2.5% fee, so this is a substantial discount for those who use Plastiq to pay bills or make mortgage … Read more

Is The Plastic Merchant staging a comeback?

The Plastic Merchant gift card site coming back 2019

It’s been a year since The Plastic Merchant crashed and burned. Many people lost thousands of dollars in gift cards that they sold to The Plastic Merchant but never got paid for. I was doing site clean-up the other day and came across a post about The Plastic Merchant. Out of curiosity, I decided to … Read more