If you’re thinking of picking up the Citi Platinum AAdvantage card, you might want to check the mail for a targeted offer. My little sister (who is just 18 years old) got an offer in the mail for 60,000 miles after $3,000 spent within 3 months. The $95 annual fee is waived and they enclosed an invitation number to be used during the application process. The current publicly available sign-up bonus for the Citi Platinum AAdvantage card is 50,000 miles and it’s been a few years since I’ve seen a 75,000 mile offer for this card, so this is a solid deal.
After meeting the $3,000 spending requirement on this card, you’ll end up with 63,000 AAdvantage miles. That’s enough miles for two roundtrip economy class tickets to anywhere in the US (with 13,000 miles to spare). If it’s premium travel you’re after, you can redeem these miles for a one-way business class ticket to Europe. Plus, you’ll get 10% of your miles back as a cardholder perk. There are lots of other possibilities, but these are just a few examples.
My sister doesn’t have any credit cards. Nor have any family members added her as an authorized user on their accounts. I’m surprised she was targeted for this offer, but doubt she’ll actually get approved. After all, she’s a full-time college student with a part time job – hardly the ideal demographic for premium credit cards.
My real concern is whether I should sign her up for the card to begin with. On one hand, it will be good for her to start building her credit history, though it’s always good to start off with a no-annual fee card. That way, when the $95 annual fee becomes too much, the thought of losing your oldest credit line isn’t an obstacle.
There’s also the concern over whether she is responsible enough to handle her own credit card. When I was her age (in fact on my 18th birthday) I signed up and was approved for an American Express Blue Cash card. The limit was around $3,000 and I didn’t handle it so well in the beginning, getting myself into a bit of debt. This went on for about 5 months when I finally managed to pay the card off. But when you’re young and you have a rewards credit card with a limit exceeding your spending power, you’re tempted to use it when you really shouldn’t.
So I’m kind of torn about signing her up for the 60,000 mile Citi Platinum AAdvantage card offer. I do need to get her a starter credit card to build credit, but I think if I sign her up for this card I’ll probably just meet the spending requirement and hold onto it for her. The offer is good through December 31, 2015 so that gives me enough time to make a decision.
Anyway, if any of you responsible adults out there are looking to acquire some extra AAdvantage miles before the rumored 2016 AAdvantage devaluation, then keep an eye out in the mail for the 60,000 mile offer from the Citi Platinum AAdvantage card. If you haven’t been targeted, you can try contacting Citi and asking them to extend the offer to you.
Back when Citi had a targeted 75,000 mile offer for the AAdvantage card, I reached out to them and got approved for the higher sign-up bonus. It took a bit of effort. They initially only posted 50,000 miles. I had to convince them that they did in fact extend the higher offer over the phone. Secure message is another option that might work.
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