Chase Ultimate Rewards Credit Cards

Chase Ink Plus 70,000 Point Sign-up Bonus Goes Public

Chase Ink Plus 70000

Earlier today, Mommy Points announced that Chase would soon be offering a 70,000 point sign-up bonus for the Chase Ink Plus card through the refer-a-friend channel. I just went on the Chase website and it appears the offer is now publicly available. The spending requirement for the 70,000 point version of the card is the same: $5,000 within 3 months, though the $95 annual fee is not waived the first year. This is as high as I’ve ever seen the sign-up bonus for the Ink Plus card. Last year there was a 60,000 point sign-up bonus and people were going nuts over it. The 70,000 point bonus, thus far, has only been a targeted offer.

Are 20,000 Ultimate Rewards points worth $95? Even if you value Ultimate Rewards conservatively at 1 point each, that 20,000 point bonus is worth $200. So you could certainly get the card and use 9,500 points to “pay yourself back” (a feature that will be going away in January) in order to cover the annual fee and come out ahead with 10,500 points to spare.

Earning 20,000 points through the cheapest option out there (Simon Mall gift cards) would cost $118 in fees, not to mention several excruciating trips to Walmart to unload those cards via Bluebird. So really, the $95 annual fee is worth paying no matter which way you look at it. 

I’m all about the credit card sign-up bonus these days, so I say go for it. Existing Ink Plus cardholders earn 10,000 bonus points for each friend they refer that gets approved for the card. Referral bonuses are capped at 50,000 points per year. Unfortunately, I only have a Chase Ink Bold, so I can’t refer anyone. If you’re interested in referring someone or getting referred, feel free to work something out amongst yourselves in the comment section. As I said, a referral link is no longer necessary since the offer is now publicly available, but an option if you want to help someone else score an easy 10,000 points. 

Seeing as I’m not tied up with Chase, I have no idea when this offer will go away. So if you’re short on Ultimate Rewards points or you’re of the mindset that you can never have enough of them, I’d take advantage of this offer ASAP. I have heard recently that Chase is making it difficult to get approved for a business card if you don’t have a legitimate business (not selling things on ebay isn’t a legitimate business), so keep that in mind.

If you’re wondering how to meet $5,000 in spending requirements now that it’s such a hassle, you can still buy  Simon Mall gift cards for $2.95 per $500 and unload $1,000 via Amazon Payments, which isn’t going away until October 13, 2014. Or head to your local grocery store and see if they’re running a gas rewards promotion on Visa/Mastercard gift card purchases. Any way you slice it, $5,000 is easy to achieve.

This is a very generous bonus and one I think is absolutely worth getting, despite the $95 annual fee not being waived. 

Subscribe via email for more points, miles and free travel

Enter your email address to subscribe to this blog and receive notifications of new posts by email.



  1. This is a bit of a plug but I am actually about 12k points short for a trip I hope to take soon…I have the Card already so I would LOVE to refer some people. If you want the referral I just need your first and last name and your email.
    Send the email to: air360 at gmail dot com

  2. Thanks for the opportunity to refer people! I have 5 referrals available and would be happy to refer whomever is interested in applying for the card. Please send me an email with your First Name, Last Name, and email address. Send it to

  3. I have 5 referrals up for grab as well. Always happy to share the wealth (of points) and travel
    same deal as the others, need your first and last name and email.
    laura1dotgreenbergat gmaildotcom

  4. Yes, thank you Ariana! I have been spending the past few days trying to figure out how to make up these last few points without having to open up a new card! A few referrals will do the trick and be awesome! Thanks for the great post!

  5. That’s sweet. I already have a CHASE Ink Plus card. I do a freelance photography. Do you think I can get approved for CHASE Ink Bold or Ink Cash card? My personal credit score is revolving around 700.

  6. Help, I need some advice on what to do for MS for when I get this card ;-). Thx!!

  7. Thanks for allowing us to refer people Ariana! I’d be grateful to refer whomever is applying for this card and is willing to send me their information! Please send me an email with your first name, last name, and email address. Send it to slsegelbaum at yahoo dot com

  8. This is a business card… how do you guys complete the app? use your name for the business name? SSN for the tax ID?

Leave a Comment