Credit Cards

Credit Cards

Why Mint.com Is the Perfect Tool for Tracking Manufactured Spending

I constantly get asked about how I keep track of my manufactured spending activities. At the height of my gift card churning days, I was spending $300,000+ per month on gift cards, so it was crucial to have a very precise tracking system in place. I shared how I managed […]

Capital One Venture Credit Card Sign-up Bonus
Credit Cards

My Beef With the Capital One Venture Card

Any time I write about cash back credit cards, I get more or less the same response: “Why aren’t you including the Capital One Venture Card?” For those who are unfamiliar with the card, it earns 2 miles per $1 spent on all purchases. Rewards are worth 1 cent each […]

Discover It Miles Credit Card 3% Cash Back Bonus First Year
Credit Cards, Manufactured Spending

10 Best Credit Cards for Non-Bonus Category Manufactured Spending

Last Year I wrote about the 10 best credit cards for manufactured spending. My rankings were based on a combination of both rewards currency value and bonus categories offered by these cards. It was a good, comprehensive list at the time. But I realize a lot of people don’t earn […]

Mile Earning Credit Cards
Credit Cards

Is It Worth Spending $20,000 on the British Airways Visa to Earn 100,000 Avios?

Last week, I wrote about how to spend the 100k sign-up bonus from the British Airways Visa. There are still lots of great ways to redeem 100,000 Avios. However, the current sign-up bonus isn’t quite as good as it was before the devaluation of the British Airways award chart and […]

British Airways, Credit Cards

5 Ways to Spend the 100,000 British Airways Visa Signature Card Sign-Up Bonus

The 100,000 point British Airways Visa Signature Card sign-up bonus  is back and I for one am disappointed a 100k sign-up bonus is coming to us by way of this card. I also would have been happier trading a higher sign-up bonus for a less-devalued award chart, but beggars can’t be […]

Discover It Miles Credit Card 3% Cash Back Bonus First Year
Credit Cards

Discover It Miles Card 3% Cash Back Bonus: How I Earned Over $3,100

Last February I signed up for the Discover It Miles card, with the intention of really milking the 3% cash back offered during the first year. The card has no sign-up bonus and normally earns just 1.5% cash back, which is doubled during the first year. Plus, cardholders get an annual […]

Amex Platinum Card Metal
American Express, Credit Cards

5 Ways American Express Can Better Compete With Chase

Last week, American Express introduced changes to the Amex Platinum Card, which will take effect on March 30. Among the new features of the card is a $200 annual Uber credit dished out in $15 monthly increments…accompanying a $100 annual fee increase. Personally, I don’t mind the fee increase because […]

Mile Earning Credit Cards
Credit Cards

Should You Downgrade the Sapphire Reserve to Freedom Unlimited?

The Chase Sapphire Reserve and Freedom Unlimited are two very different credit cards, yet they have one thing in common: Both earn at least 1.5 Ultimate Rewards points per $1 spent. There’s a lot of debate about whether the Sapphire Reserve is worth keeping long-term, with many holding onto it for […]

Credit Cards

Which Purchases Qualify for the $300 Sapphire Reserve Travel Credit?

One of the best features of the Sapphire Reserve card is the $300 annual travel statement credit. This credit automatically applies to any qualifying travel purchase made with the card. But what qualifies as travel, according to Chase? Reader Jake sent me this question and I thought the answer was […]

Sapphire Reserve vs Sapphire Preferred
Credit Cards

Sapphire Reserve vs. Sapphire Preferred: Which Credit Card is Better?

As most of you know, the publicly availably sign-up bonus for the Chase Sapphire Reserve card has dropped from 100,000 points to 50,000 points. The spending requirement is still $4,000 within 3 months. The downgrade happened sooner than most of us anticipated, but now the question remains: Which Sapphire card is […]