I’m speaking at FTU Seattle: Save $30 off registration + freebies!

UPDATE: While the Cyber Monday code is no longer valid, you can save $20 on registration + get a free copy of Chris Guillebeau’s Side Hustle with promo code FTUSTOCKINGSTUFFER. Valid through December 31, 2017 Wanna learn more about points, miles, and manufactured spending? On February 23 – 25, 2018 I’ll be speaking at FTU Seattle, an … Read more

GiftCards.com will impose a $30,000 monthly purchase limit starting December 1

Giftcards.com Cash Back Portal

If you’re purchasing large amounts of gift cards online, you’re not going to like this: Starting December 1, Giftcards.com, GiftcardMall, and Cardpool will all be imposing a $30,000 monthly limit on cash back portal payouts. That’s bad news, considering in the past you could earn 1% cash back on up to $5,000 worth of Visa gift … Read more

Save big by booking hotel nights separately

Hilton Paris Opera Deluxe Room save money on hotel by booking separately

There are lots of tips out there about how to save on hotel bookings. My go-to method is to check a series of tested OTA’s, Amex Fine Hotels & Resorts, and hotel websites to find the best deals. But there’s another method that most people skip over: Searching and booking hotel nights separately. What does … Read more

Managing budgets while manufacturing spend

Simon Mall holiday visa gift cards

One of the biggest challenges when you’re manufacturing large amounts of spend is trying to keep your personal budget on track. Sure, it’s possible to off-set most manufactured spending fees, but when you’re trying to normalize spending patterns by channeling your personal spending across a dozen credit cards, it’s easy to lose track and go … Read more

Should you cancel your Citi Hilton Credit Cards before January 2018?

Citi Hilton Honors Cards Converting to American Express on January 30, 2018

Last week, American Express announced their new Amex Hilton credit card line-up. In addition to introducing two new credit cards (the Aspire and Hilton Honors American Express Business Card), existing Citi Hilton credit cards would be transferred to American Express in January 30, 2018. The new card line-up is great and I’m sure the sign-up … Read more

My month in manufactured spending: A new reality

Walmart money orders

It’s been a while since I’ve done a monthly manufactured spending report, so I thought I’d share one now that my new MS routine is pretty much set. In October, I managed to liquidate about $20,000 worth of Visa gift cards. Less than that, really, if we want to round down instead of up. For the … Read more

Post office stops accepting gift cards for money orders: Now what?

Walmart money orders

Last week, Miles Per Day shared a US Post Office memo, directing staff to stop accepting Visa gift cards for money order purchases. A few readers have reached out to me since, slightly panicked about this latest dead deal. But…is it really dead? The memo states, “If a clerk is able to confirm that the … Read more