Giftcards.com lowering portal cash back to 1% on April 6

Giftcards.com Visa Gift Cards

Adam over at Yazing just notified me that Giftcards.com will be lowering their cash back rates for Visa gift cards to 1% on April 6. Meanwhile, e-gift card payouts are doubling to 2% cash back. So if you’ve got a spending requirement to meet or if you’re trying to earn miles cheaply, you still have … Read more

Manufactured spending mishap: Why I owe Walmart $1500

Walmart Money Order

I recently had an experience at Walmart that I want to share with you all to reiterate the importance of keeping track of your manufactured spending activities. This doesn’t extend to just keeping track of gift cards, credit card payment due dates, and receipts. You have to be more thorough, which is how I was … Read more

R.I.P: 6 of my favorite manufactured spending deals that are now dead

Cash register manufactured spending

Manufactured spending is a great way to generate more miles and points after a credit card sign-up bonus has posted. It’s how I earn most of my miles and points, as I was lucky enough to get into this hobby when opportunities were more plentiful. There was a time when things were easier (and more lucrative) … Read more

5 ways American Express can better compete with Chase

Amex Platinum Card Metal

Last week, American Express introduced changes to the Amex Platinum Card, which will take effect on March 30. Among the new features of the card is a $200 annual Uber credit dished out in $15 monthly increments…accompanying a $100 annual fee increase. Personally, I don’t mind the fee increase because I’ll definitely get use out … Read more

PayPal Business Debit Card: A great backup tool for manufactured spending

You’ve probably come across Paypal My Cash Reload cards and you may even have heard of the PayPal Business Debit Card. Basically, you can load up to $4,000 worth of PayPal My Cash Reload cards to your account per month and then liquidate the balance via money order purchases made with the Paypal Business Debit … Read more

Should you downgrade the Sapphire Reserve to Freedom Unlimited?

Rewards Credit Card Wallet for Points and Miles

The Chase Sapphire Reserve and Freedom Unlimited are two very different credit cards, yet they have one thing in common: Both earn at least 1.5 Ultimate Rewards points per $1 spent. With the Reserve, this applies to its category bonuses while the Freedom Unlimited earns a flatmate of 1.5 points. There’s a lot of debate … Read more

Amex Platinum changes: Why the $550 annual fee is worth it

Amex Platinum Card Fee Increase and Changes 2017

American Express is making some changes to the Amex Platinum card that has some cardholders ready to cut up their cards. I, on the other hand, applaud the changes…though I could do without the fee hike. That’s right, on March 30 the annual fee for the American Express Platinum card is increasing to $550. Before you … Read more

Which purchases qualify for the $300 Sapphire Reserve travel credit?

One of the best features of the Sapphire Reserve card is the $300 annual travel statement credit. This credit automatically applies to any qualifying travel purchase made with the card. But what qualifies as travel, according to Chase? Reader Jake sent me this question and I thought the answer was worth posting for all who … Read more