My week in manufactured spending: Planning around life events

Simon Mall holiday visa gift cards

I took a break from gift card churning over the past week, opting to stockpile orders from giftcards.com. Since the system changes were implemented a while back, its taking extra long for orders to arrive in the mail. Not only are some of my orders taking a week to arrive, but they’re often separated. And I … Read more

How much I’m paying in credit card annual fees

I do a great deal of manufactured spending, which requires me to use multiple credit cards. After all, putting $100,000 worth of spending on a single credit card every month would be insane. Not to mention, I’d get shut down very quickly. I’ve talked about which credit cards are best for manufactured spending, but reader … Read more

No, the Chase Sapphire Reserve is NOT the best credit card ever

Chase Sapphire Reserve Credit Card New Application

If you’re losing your mind over the Chase Sapphire Reserve, which came out yesterday to an outstanding level of hype, don’t. Contrary to what is being written about it, the Chase Sapphire Reserve is NOT the best credit card ever. It’s not the greatest sign-up bonus of all time either. So why were you being slut shamed … Read more

10 best credit cards for manufactured spending

Whether you’re new to the game or a seasoned vet, most of you guys probably read this blog for the manufactured spending content. The best way to manufacture spend depends on what’s available and the amount of time and effort you can devote. One thing that can help reduce the amount of time you spend … Read more

10 places to redeem the Club Carlson annual free night award

Club Carlson Radisson Blue Chicago Hotel

Since my last post outlining the 10 best Club Carlson hotels to redeem the annual free night certificate, several changes have taken place. Several hotels have changed categories, while other nice properties are no longer part of the Club Carlson portfolio. Examples? The Radisson Hotel Fisherman’s Wharf and Radisson Warwick Hotel Philadelphia. I recently re-applied … Read more

Is the new Chase Sapphire Reserve Card worth keeping long-term?

Chase Sapphire Reserve Credit Card New Application

By now you’ve read hundreds of headlines about the Chase Sapphire Reserve Card. And you’ve been well conditioned to hit the “apply” button on your favorite blogger’s links. Undoubtedly, the Sapphire Reserve’s 100,000 point sign-up bonus is huge and a great reason to get the card. The $4,000 spending requirement is easily met and the … Read more

Why I caved and got the Club Carlson card again

Deluxe Room at the Radisson Blu Edwardian Bloomsbury Street

It was only seven short months ago that I wrote about cancelling my Club Carlson credit card after the annual fee was up. At the time I had decided that my (at the time somewhat limited) manufactured spending was better channeled towards other hotel credit cards or flexible reward cards like the Barclay Arrival Plus World … Read more