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How to Maximize Point Savings with Hyatt’s 20% Award Rebate

Save 6,000 points per night at the Park Hyatt Sydney

Save 6,000 points per night at the Park Hyatt Sydney

As most of you know by now, Hyatt is offering Chase Hyatt Visa cardholders a 20% rebate on award redemption through July 31, 2015. This 20% discount applies to award stays, Points + Cash redemptions, suite upgrades, dining and spa activities. If you don’t already have a Chase Hyatt Visa, you can still get one and be eligible for this promotion as long as you register by March 31, 2015.

Some of you have been asking me whether this 20% rebate affects my previous assessment that using Arrival miles for Points + Cash awards is cheaper than straight point redemptions, if you’re earning miles from spend (manufactured or otherwise). Now that Hyatt award redemptions are discounted by 20%, are Arrival Points + Cash redemptions still cheaper? I’ve put a new table together, listing the discounted point requirements along with the amount of spending required to accrue those points.

Scroll right to see calculations past Category 6

 Category 1Category 2Category 3Category 4Category 5Category 6Category 7
Points Per Night with 20% discount4,000 points6,400 points9,600 points12,000 points16,000 points20,000 points24,000 points
Spending on Hyatt/ Sapphire/ Freedom/ Ink Card$4,000$6,400$9,600$12,000$16,000$20,000$24,000
Points + Cash2,000 + $503,200 + $554,800 + $756,500 + $1008,000 + $12510,000 + $15012,000 + $300
Spending on Hyatt/ Sapphire/ Freedom/ Ink Card + Arrival Plus Card$2,000
+ $2,250 Arrival Miles


Total: $4,250
$3,200
+ $2,475 Arrival Miles


Total: $5,675
$4,800
+ $3,375 Arrival Miles


Total: $8,175
$6,000
+ $4,500 Arrival Miles


Total: $10,500
$8,000
+ $5,625 Arrival Miles


Total: $13,625
$10,000
+ $6,750 Arrival Miles


Total: $16,750
$12,000 +13,500
Arrival Miles


Total: $25,500
Cash Rate
When to book through Ultimate RewardsCash rate is $48 or lessCash rate is $80 or lessCash rate is $120 or lessCash rate is $144 or lessCash rate is $192 or lessCash rate is $240 or lessCash rate is $288 or less
When to Redeem Arrival Plus MilesCash rate is $88 or lessCash rate is $142 or lessCash rate is $213 or lessCash rate is $266 or lessCash rate is $355 or lessCash rate is $444 or lessCash rate is $534 or less

Based on the rate of point accrual, Points + Cash redemptions combined with Arrival miles aren’t always going to be cheaper. This applies solely to Category 1 and 7 redemptions. At these levels, the amount of spend required to accrue points is less spend than for a Points + Cash award. For the remaining categories, you are still looking at saving $725 – $3,250 in spend per night by redeeming a Points + Cash award.

Before redeeming Gold Passport points, be sure to scroll down further and check the rates at which it makes more sense to redeem Ultimate Rewards points (through the Ultimate Rewards travel site) or Arrival miles for a Hyatt stay. This way, when a Category 1 Hyatt stay comes to $88 per night, you’ll know that using Arrival miles is better than a Hyatt Gold Passport redemption, regardless of the 20% rebate. This should give you a good sense of how to maximize your points and miles during this promotion.

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Ariana Arghandewal

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